Family 1st Federal Credit Union   724-656-8420   .header_Lender   .header_NCUA Each Member is Insured up to $250,000
 

 

 

 

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Membership

Credit unions have one very significant and
noteworthy difference from banks. Unlike banks, credit
unions are not-for-profit, cooperative
institutions. Unlike banks, which are owned by
groups of stockholders and operated by a paid
board of directors for the benefit of the
stockholders, credit unions are owned by their
members and operated by a volunteer board of
directors for the benefit of the members.

As cooperative financial institutions, credit unions
are owned and operated by the very people who
use the services. Each credit union's charter defines
its "field of membership." This designates who
can join. Because of that membership
requirement, all members of a particular credit
union are united by a "common bond." As such,
they share something in common; like where they
live or work, or their association with a recognized
group or organization. Once someone qualifies for
membership, often family members may join also.

Membership Share: $25 par value

Membership Fee: $1

Privacy Policy

Funds Availability Policy and Disclosure

Membership and Account Agreement

Fee Schedule

 

 

Benefits

Benefits

Nonprofit status - For-profit banks and other lending institutions are looking for a return on an investment when a member takes out a loan. Credit unions, however, have no stockholders looking at the return on their investment.

Lower fees - Comparatively, credit unions have lower fees for services than banks.

Better interest rates on loans - Interest rates are typically better through credit unions, which traditionally have been among the leaders in auto loans.

Life Insurance - Your credit union offers an optional coverage for members that apply and qualify.

Low Loan Rates - We are constantly comparing our rates to ensure we are delivering a great value.

Easy to join - You need only ask your employer, family members, or neighbors about our credit unions. The process is then fairly simple, and minimum balances are usually very low.

Discounts with Partner Vendors - Additional discounts to take advantage of - from popular vacation spots to rental cars to amusement parks.

Sprint offers discounts on service plans, upgrade fees & waived application fees. It's all possible thanks to Family 1st Federal Credit Union, Invest In America and Sprint. Get details at LoveMyCreditUnion.org/Sprint, visit any Sprint location or call: 877.SAVE.4.CU

Take advantage of Special Credit Union Member Rates at Enterprise. Visit them at:
http://www.enterprisecarsales.com/

Ace Auto Wrecking
Adelphia Cable
American Steel
American Tool and Machine
Associated Box
Bruno's Auto Sales
Castle Builder's Supply
Central Heating and Plumbing
CD Ambrosia Trucking Co.
CJ's Sales
City NCT Corp.
Custom Etch, Inc.
Favorite Office
GC Supply
The Harley Store
Haven Convalescent Home
Health Tech of Western Pennsylvania
Hito's Restaurant
JF Mill and Lumber

Keystone Industries
Lawrence County Chamber of Commerce
Lawrence County Eye Associates
Lawrence County Head Start
Lawrence County Republican Committee
MJ Services
NCB Technologies
New Castle News
Polishing Systems
Radco Inc.
Rockwell Standard Division
Ro-Med Construction
Sales America
Signs by Dave
TM Warwick and Co.
Uneeda Tire
West Penn Asphalt
Zee Best Hand Car Wash

 

 

 

Visit Us: 917 Moravia Street/New Castle/PA/16101 Map It! Contact Us: (724) 656-8420 Email Us: members@family1stfcu.com