Family 1st Federal Credit Union   724-656-8420   .header_Lender   .header_NCUA
Each Member is Insured up to $250,000
 
             
  Loans   Checking and Savings Investments and Insurance  
           

 

  Dividend Rate/APY
Line of Credit  

Up to 36 Months (Maximum Amount: $3,000)
*Must have two monthly payments pledged in shares.

12.0%
Home Equity  
Closed End 180 Months (Maximum Amount: $100,000)
*Application Fee: $421.50
*Satisfaction and Parcel Fee: $52 (due at payoff of loan)

Line of Credit Line of Credit is open for five years. (Maximum Amount: $100,000 (Appriasal permitting)
Please call Family 1st Federal Credit Union at (724) 656-8420 for our current rate.
*Variable rate set at 3.50 points above the Six Month Treasury Bill.
*Rates subject to change quarterly.
*Application Fee: $421.50
*Satisfaction and Parcel Fee: $52 (due at payoff of loan)
*Review and Extension Fee: $50 (due at review extension time)

Vehicles  
2.25%
2.50%
2.75%
Used, 2013-2012, Up to 60 Months 3.00%
Used, 2011-2010, Up to 60 Months 3.25%
Used, 2009-2008, Up to 60 Months 3.50%
Used, 2007-2006, Up to 48 Months 3.75%
Used, 2005-2004, Up to 36 Months 4.00%
Refinance  
Motorcycle  
3.00%
Used, 2013-2012, Up to 60 Months 3.25%
Used, 2011-2009, Up to 48 Months 3.50%
Used, 2008-2004, Up to 36 Months 4.00%
Boat  
New, 2014-2013, Up to 84 Months 5.00%
Used, 2013-2007, Up to 72 Months 6.00%
Used, 2006-2004, Up to 48 Months 6.50%
RV  
New, 2014-2013, Up to 72 Months 4.00%
Used, 2013-2004, Up to 60 Months 4.50%
More Loans  
Personal  

Signature, Up to 24 Months (Maximum
Amount: $2,000)

*Must have two monthly payments pledged in shares.

 

Signature, Up to 48 Months (Maximum
Amount: $5,000)

*Must have two monthly payments pledged in shares.

 
Shared Certificate  
Shared Secured  

SallieMayLogo
SmartOption Student Loans Program Please Click Here

Rates apply to new loans at Family 1st Federal Credit Union.

Visit NADA's webiste to gather pricing and information on New and Used Cars, Motorcycles, Boats, RVs and much more at: www.nada.com

A Secured Loan may be refinanced with a $500 minimum add-on upon credit committee approval.

Members have the option to purchase Credit Life, Credit Disability, and GAP Insurance on their loans. (Certain terms may apply)

Extension of terms for Used Vehicles per credit committee approval: (1) Extension of 06 months: an additional .25% added to the rate; (2) Extension of 12 months: an additional .50% added to the rate

 

  Dividend Rate/APY
Checking  
Share Draft ($25 Opening Deposit, $500 Minimum Balance to Avoid $2 per month service fee) 0.0%
Savings  
Regular Share ($25 Opening Deposit) .25%
Vacation Club ($5 Opening Deposit) .25%
Christmas Club ($5 Opening Deposit. Matures every October) .25%
Share Draft ($20 Opening Deposit) 0.0%
Money Market ($1,000 Opening Deposit) .351%
Certificates  
Share Certificates  
Six Month COD .30%
12 Month COD .401%
18 Month COD .551%
24 Month COD .702%
IRAS (not available at this time) 0
Truth in Savings Account Disclosure
 

To download our loan application, click here: Family 1st Federal Credit Union Application

Rates apply to new loans at Family 1st Federal Credit Union.

Members have the option to purchase Credit Life, Credit Disability, and GAP Insurance on their loans. (Certain terms may apply)





Insurance:
 
Family1st
Loan Protection
Credit Life, Credit Disability and GAP
Members have the option to purchase Credit Life, Credit Disability and GAP Insurance on their loans. (Certain terms may apply) Email us at: members@family1stfcu.com or call us at: (724) 656-8420 for more information.
 

Family1st
Credit Disability (CDI)
Inexpensive additional coverage that will make your minimum monthly credit union loan payments if you are sick or injured. Email us at: members@family1stfcu.com or call us at: (724) 656-8420 for more information.

 
Family1st
Credit Life
Life insurance policy designed to pay off a borrower's debt if that borrower dies. Email us at: members@family1stfcu.com or call us at: (724) 656-8420 for more information.
 

Family1st
GAP
Auto insurance that car owners can buy to protect themselves against losses that can arise when the amount of compensation received from a total loss does not fully cover the amount the insured owes on the vehicle's financing or lease agreement. 
Email us at: members@family1stfcu.com or call us at: (724) 656-8420 for more information.

 

cuna_logo
AD&D
thru CUNA Mutual Group. Ask us for an application, email us or call the credit union member services at 1-800-356-6006 or Visit CUNAs Website

 
aflac_logo
Accident, Sickness, Cancer, Critical Care & Recovery, Life, Dental
thru Aflac. Contact our Aflac Representative, Patrick Preisel at (724) 944-5024 or email: patrick_preisel@us.aflac.com
 
liberty_mutual_logo
Auto and Home
thru Liberty Mutual's MEMBERS Auto and Home Insurance Program. Contact our Liberty Mutual Representative Adam Ruffner at 724-657-7878.
Investments
 


 
 

Visit Us: 917 Moravia Street/New Castle/PA/16101 Map It! Contact Us: (724)656-8420 Email Us: members@family1stfcu.com